Boat, Motorcycle, & RV Loans

Whether you call them "Big Toys" or "Your Reason for Existing", CINCO is the place to finance your fun.

We have a huge range of financial solutions to get you in the saddle (or at the helm or behind the wheel) at the lowest possible rate. From personal loans for ATVs and dirtbikes to motorcycle loans, boat loans, tractor loans, and even Home Equity loans for large RVs and boats, we have far more financing options than any dealer, all at low CINCO rates.

Get Preapproved

When you're in the market for your next motorized fun factory, make sure you stop by CINCO and get preapproved first. With the financing already set up, it's like having the cash in your pocket. You can negotiate the best possible deal, confident in the knowledge that you've got the best possible rate.

Refinancing - It's Never Too Late

You financed somewhere else? Say it ain't so!

But it's not too late to get a great CINCO rate! Just bring your loan to CINCO and ask about refinancing. If you got stuck with a high rate through a dealer or finance company, we can usually lower your payments and save you a lot of money.

 

RV / Boat / Motorcycle Loan Rates (Last Modified: Dec 03, 2014)

RV / Boat / Motorcycle LoanTermRate
RV/Boat/Cycle 2009 - 20150 to 72 Monthsas low as 3.99%
RV/Boat/Cylce 2009 - 2015, Amounts > $25,0000 to 84 Monthsas low as 4.99%
RV/Boat/Cycle Prior to 2009**up to 42 Monthsas low as 5.99%

*APR = Annual Percentage Rate

**Terms
Model Year Term Increase to Base Rate Requirements
2009 & Older All .25% Negative Equity 101 - 106% LTV
2009 & Older All .75% Negative Equity 107 - 120% LTV

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