Home Equity Loans & Lines
Fixed Rate Second Mortgage
If you have a home improvement or remodeling project on your "to do" list, consider a CINCO fixed rate second mortgage loan (home equity loan). Whether you're thinking about a new kitchen or an addition to your home, we can help. CINCO fixed rate second mortgage loans are fully amortized and have fixed rates in terms up to 15 years.
Home Equity Line of Credit
Thinking about taking a vacation next year or worrying about paying for your child's college education? A home equity line of credit makes money available to you for various reasons over a long period of time. That way you can do some remodeling now and pay for next year's vacation all on your home equity line of credit.
Home Loans Rates (Effective Jan 03, 2017)
|First Mortgage||up to 360 Months||Click for Rates and to Apply|
|Second Mortgage - Fixed Rate||up to 72 Months||as low as 3.50%|
|73-120 Months||as low as 4.00%|
|121-144 Months||as low as 4.00%|
|145-180 Months||as low as 4.25%|
|Home Equity Line of Credit||open end 0 - 120 Months||as low as 3.75%|
*APR = Annual Percentage Rate
Equal Housing Lender. We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Variable Rate Term. The index is the Wall Street Journal Prime Rate published on the first day of every month. Rates may adjust monthly. Maximum rate may not exceed 18%.
Rates and Terms are subject to change without notice