Whether you're buying a new car or remodeling the kitchen, a loan from CINCO is a great way to get things done fast. And our low rates keep your payments low, too!

Auto Loan Rates (Last Modified: May 07, 2014)

AutoTermRate
Automobile 2012 - 2014up to 60 Monthsas low as 1.50%
Automobile 2012 - 2014up to 72 Monthsas low as 1.99%
Automobile 2011up to 60 Monthsas low as 2.24%
Automobile 2009 - 2010**up to 60 Monthsas low as 3.24%
Older Models 2008 and Older**up to 60 Monthsas low as 3.49%

Max Loan/NADA Retail Value (LTV) on All Autos as high as 110%

*APR = Annual Percentage Rate.

**Terms
Model Year Term Increase to Base Rate Requirements
2007 & Older All .25% Negative Equity 101 - 106% LTV
2007 & Older All .75% Negative Equity 107 - 120% LTV

RV / Boat / Motorcycle Loan Rates (Last Modified: Oct 01, 2013)

RV / Boat / Motorcycle LoanTermRate
RV/Boat/Cycle 2012 - 2014up to 84 Monthsas low as 3.99%
RV/Boat/Cylce 2009 - 2011**up to 60 Monthsas low as 4.99%
RV/Boat/Cycle 2008 and Older**up to 42 Monthsas low as 5.99%

*APR = Annual Percentage Rate

**Terms
Model Year Term Increase to Base Rate Requirements
2007 & Older All .25% Negative Equity 101 - 106% LTV
2007 & Older All .75% Negative Equity 107 - 120% LTV

Other Loan Rates (Last Modified: Apr 02, 2014)

OtherTermRate
Student Loan Grades K-12****up to 12 Monthsas low as 3.25%
Shared Securedup to 60 Monthsas low as 3.25%
CD Securedup to CD Term2% over CD with minimum 3.25%
Signatureup to 36 Monthsas low as 6.99%
Overdraft Line of Creditopen endedas low as 7.99%

****Student loans for private or parochial schools, grades K-12, maximum 12 months, pay loan proceeds direct to school.

Home Loans Rates (Last Modified: Apr 02, 2014)

Loan TypeTermRate
First Mortgageup to 360 MonthsCall 513.2813.9988
Second Mortgage - Fixed Rateup to 72 Monthsas low as 2.75%
73-120 Monthsas low as 3.00%
121-144 Monthsas low as 3.50%
145-180 Monthsas low as 4.75%
PRIME Powerline Home Equity Line of Creditopen end 120 Monthsas low as 4.00%

*APR = Annual Percentage Rate

Equal Housing Lender. We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Variable Rate Term. The index is the Wall Street Journal Prime Rate published on the first day of every month. Rates may adjust monthly. Maximum rate may not exceed 18%.

Rates and Terms are subject to change without notice

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