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"The Staff makes banking with CINCO an extremely pleasurable experience.
I am always greeted with a warm smile and a pleasant attitude. I have considered other banking institutions but can honestly say CINCO has the best customer service. They make you feel like you are CINCO's most important member."

Felicia T.
Member since 2003


 

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Deposit
Account Rates



Insured Money Market Account
CINCO's new Super Money Max Investment Account is an insured, indexed Money Market Account which is tied to the Prime Lending Rate.

Money Market Rates
Rates effective 9/26/08 (Rates may change without notice)


 Balance  Rate  Yield
 $10,000 - $19,999  1.00%  1.00%
 $20,000 - $49,999  1.00%  1.00%
 $50,000 +  2.00%  2.01%

 

Term Share Certificates Rates
Rates effective 9/26/08 (Rates may change without notice)

 Term  Rate  Yield
  6 Months  3.16%  3.19%
 12 Months  3.41%  3.44%
 18 Months  3.50%  3.54%
 24 Months  3.70%  3.74%
 36 Months  3.75%  3.79%
 48 Months  3.85%  3.90%
 60 Months  4.18%  4.23%


Minimum deposit on IRA and Term Share Certificates is $500. These rates apply to amounts under $100,000. Other rates and terms available. Dividends compounded quarterly. No additional deposits are allowed and substantial penalty for early withdrawal. IRAs may additionally be subject to IRS penalties for early withdrawal.

Heritage Club Members get an extra .25% on all certificates.  Savings are Federally insured up to $100,000 by the National Credit Union Administration, a federal agency.


 

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